It's not going to do anything. In fact, the e-mails I get are telling me to find someone who's a bigger sucker to sell these things to. So it would be the worst thing on earth to not clamp down immediately.
I'm sorry, gentlemen, but sell your trusts except for a handful of important ones, because we have not seen the end of the decline in trusts. We have gross inflation in the market.
Let me take one example: Aeroplan. Probably no one else in the room knows that when it was formed out of Air Canada all of the obligations to redeem the points were given to Aeroplan; the cash was not. This is the old joke about the marriage and the split-up: I take the house, my spouse gets the mortgage. That thing is selling for $19 now. They frankly admit that 75% of the distributions are return of capital for fiscal year 2006. In 2005 it was 84%. So why is it at that point?