As for your comment about comparing to mining and other industries, I don't know how anybody can look at the figures that I gave you today, plus all the updates we've done since then, and come to any other conclusion than that these were quick disasters. They dropped very quickly. So the whole model, to start with, stunk, and there's no question about that. The winners out of it were the underwriters and brokers.
So if you're saying real estate and other corporate...people are quite well aware of the problems, and you are following along on a particular level. Once you decide that 90% or 80%—whatever the number is—of trusts go down the drain so quickly, I don't know what alarm bells one needs. This was a bad model.