Right.
I'm going to give you a quick preamble and tell you a story. My uncle started working full time at 15 years old, retired a number of years ago, and took a significant loss on October 31. He had a significant portion of his portfolio in income trusts. Obviously he was not my only family member who was caught in that.
How did this happen? How did we get here? We've had Bank of Montreal officials come in and compare these income trust investments to junk bonds and high-yield bonds. How did we get here?