To calculate the $192 million, essentially what we did was take our 2006 estimate, remove the one-time effects, as Mr. Normand suggested as appropriate, and then multiplied it by six, so implicitly in that we're assuming the market will be flat over the ten years going forward, which is perhaps optimistic. That's point one.
The second point is with respect to the market reaction on October 31. I would interpret the market reaction on October 31 to be an assessment of the taxation proposed for the new SIF structure versus the taxation that's in place today of the current trust structure. I wouldn't even factor in the fact that it was a comparison to corporate taxation. I think the market, from our estimates on November 1, saw a large increase in taxation of the trust structure. In fact, under the new SIF structure versus the corporate structure, if you do the math very similarly, we would estimate an extra billion in taxation. That presumes, of course, that no one moves back to a corporate structure, and of course they will because the tax rate is just not sustainable. I would interpret the market to be reactant to that phenomenon, and I don't believe the market, in that sense, the market reaction had anything to do with tax leakage.