As I said, Mr. Marston, I am dealing with the banks on the issue, which your party raised initially in the House of Commons. I'm not satisfied that I have their final positions on this yet, but I will certainly be open about it when I'm satisfied that I have their final positions.
My view of it perhaps is moderately different from yours in the sense that my goal in the financial institution sector is to see competition and choice. That's the principle we ought to promote in Canada, and there is competition and choice, given the different approach of some of the credit unions.