In fact, if I could just elaborate for a moment, 75% actually of the consumers who use bank machines are choosing to use their own machine. They avoid that fee. What we see here is—and this isn't just us talking, this is actually documented—Canada has the number one ABM system in the world. If you look at it in terms of access to machines per capita, we're number one. And this is a big country. There's lots of geography here. We're the number one. If you look at other countries, they go down the list, I think. The United States is well down. The U.K. is something like number 22. The business model that underlies that particular aspect helps make this happen.
On February 15th, 2007. See this statement in context.