We do require that all property and casualty insurance companies have a reserve in place to guard against catastrophes or earthquake risk. We focus as well on the types of modelling they might do to try to predict this risk. We also look at whether there are other ways they could build up these reserves. They can buy reinsurance, for example.
I think one of the issues you are raising is a tax issue, whether the government would be prepared to provide a tax incentive to set up these reserves. That would be a question for the Department of Finance. Obviously they would want to look at the implications. It's not a new issue. I think that issue has been raised before.