Thank you, Mr. Chairman.
Thank you for your presentations.
I would like to begin with Mr. Lawford. I read your brief with interest. Regarding the liability of consumers, we know that major credit cards have a limit of $50.
When Mr. Dupont appeared, he raised this issue, and he told us that it was under provincial jurisdiction.
In terms of the consultation on the Bank Act, what can we do to ensure, as you are calling for, that consumer liability be limited to $50 at most, or even $0? I completely agree with your arguments.