I guess you're allowed to do that. I did open up the opportunity for you to brag a little bit, but that's okay.
One of the things you mentioned, and one of the things that is in the bill, is the required incorporators, from ten down to two, from the credit union perspective.
Very briefly--I don't have a lot of time left, and I have one or two more questions--could you explain or expand a little bit on how that is a benefit in the country?