Before we wrap it up, we have a good panel here, and I think you're all aware of the timelines we're working under. So if you do have amendments, I suggest you speak to one of the members. It would be the best way to amend the bill. It's never too late. The worst thing that can happen is it's ruled out of order. So if you do have amendments, the best thing to do is give them to a member, as I said.
In answer to your question, Mr. Wallace, we had the Finance officials here last Thursday and we also had the CBA. They're working on something for electronic fund transfers. We're going to have the Financial Consumer Agency of Canada on the next panel, and the payments people, so we can ask them some of the questions. At that point, we can decide as a committee what we want to do.
Again, thank you for your time, witnesses.
We'll suspend the meeting for about five minutes.