I would simply mention, Mr. Chairman, that I fully understand the issue behind the amendment, which is a very serious matter. However, when we incorporate in a piece of legislation, here in the Banking Act, words such as: “... claim any amount from or enforce a security interest against the victim of an identity theft...“, the notion of identity theft must be defined, and the crime established and proven, etc. We cannot simply incorporate these words into law and create confusion with regard to the Banking Act without having established certainties within other bodies of law.
Therefore, I fully agree there is an issue but it is difficult to improvise, to put into words...