Thank you, Mr. Chairman.
If we acknowledge that the need for cash is a basic need in our society, like the need for water or food, why should we rely solely on market rules to establish the cost?
In general, market rules work very well for people with money. I don't have a lot but I do have some. Therefore I obviously do quite profitable business with the banks. If I only have $100 and I withdraw $20 every day or every three days, I will not be a profitable customer for the bank. The bank won't be interested in my kind of transaction and will therefore make me pay through the nose.
Since this is a basic need, it requires not necessarily regulations, but standards according to which if you have a small savings account, you will withdraw very little money. It should be more expensive if you withdraw more money. I'd like to hear your views on that.