I'm not aware of any specific legislation in that regard. That said, I'll make two points.
First, the work we will be doing will involve the participation of stakeholder groups, including the consumers associations. If they are concerned about particular issues in that regard, certainly these will be discussed and debated within the forums we will be having.
Secondly, the Department of Finance, as I understand it, has been working on an e-commerce code of conduct, which as we understand it—we have not been privy to the drafting thus far—may deal with some of these consumer protection issues, broadly defined, regarding e-payments.