In the case of the one you have cited, it was predicated on a report commissioned by the Union des consommateurs, in Quebec. As a result of that study, we have commissioned a task force. We have been reviewing the pre-authorized debit rule. We have been working with many consumer groups dealing with these particular issues. In fact, we will be launching focus groups on a strong-man model, for a new rule in April and May of this year. We'll be coming back to our board of directors later this year for recommendations to change, in order to address many of the concerns that have been raised there.
On March 22nd, 2007. See this statement in context.