We are going to have a witness come before this committee, and what he is going to say is that his business is the notification that the money has been taken out of Mr. St-Cyr's account and that Mr. St-Cyr's bill has been paid. He electronically notifies the creditor that Mr. St-Cyr's bill has been paid before you guys do.
It seems awfully strange that there is a service that is entirely software-driven that can do this and you can't.