—and I'm sure it's true that there are some billers who would not be prepared to put in the software to accommodate that.
But large billers—the City of Ottawa, Hydro-Québec, whatever—certainly would find it very attractive to know that the moment the money is removed from Mr. St-Cyr's account is the moment they get the credit, and it automatically gets credited to Mr. St-Cyr's account.
Anyway, thank you, and thank you, Chair.