In the United States, there is an Electronic Funds Transfer Act, I think it's called. I think you even mentioned it before. I think it protects consumers, if I'm reading it correctly, to a maximum of $50, if they can prove that there is fraud, that there was an approval of the piece.
Do you expect that to be a discussion at your consultation piece? Is it something I can expect your organization will review, after you're finished your consultation? After that's done, should this government, or the government of the day—I'm not sure when you're embarking on this—be moving in that area in terms of legislation? Is it an area you'll be discussing?
If I'm wrong.... There might be protection out there that I don't know about from legislation. If you could let me know, or comment on that, I'd appreciate it.