It all depends on your own profile. It depends on how frequently you use ATMs. It depends on how frequently you use your debit card. It depends on how frequently you go to the branch. There are literally hundreds of different packages available to you as a customer, so you have to really know your own profile, look across the banking system, see what the options are--because there are a huge number of options out there--and decide what package makes the most sense for you.
On March 22nd, 2007. See this statement in context.