Thank you.
There's always a concern, when we are dealing with issues of any kind here, about the law of unintended consequences. Now, you've said repeatedly that we have the greatest access to ATM services in Canada of any country, and I think that's great. I represent a rural area, in which, as Mr. Thibault alluded earlier, it would be most inconvenient and costly for a lot of my constituents if they couldn't access the services of these machines. Some of them can't now, in fact, without driving considerable distances, access these machines. I'm concerned about the unintended consequences of making it less attractive to banks to invest in the further expansion of the installation of these types of machines.
I fail to understand how reducing the profit that could potentially be derived from the installation of such machines would result in further services being available to Canadians who can't access banking services. I fail to understand the relationship between those two. So I guess I'm asking here, to what degree do you think a reduced profit might result in a reduction of the availability of machines, which would subsequently be replaced by the white label machines, which cost a heck of a lot more?