Okay.
You've said that OSFI needs to--and I am quoting from your last annual report--“promote institutional behaviours that support good risk management”. Given that, if you have a situation where banks are breaking the law or are appearing to break the law and they are embroiled in lawsuits, does it not make sense that this kind of behaviour affects the reputation of our banking institutions, that it could affect the whole issue of risk management, and therefore it requires some sort of oversight, investigation, and response on your part?