—then we send a bill to the financial institutions, which they must pay. We do meet with the institutions at least once a year to talk about our costs. We meet with the industry associations frequently, but we do have meetings where we explain our costs, why they've increased, and what they might expect down the road, because they of course keep a close eye on our costs, given that they pay the bills at the end of the day.
On March 27th, 2007. See this statement in context.