Finally, from my standpoint for questions, in terms of the most recent budget, it makes reference to the--I hate to use the word--liberalization in terms of access to various investment vehicles in Canada, international vehicles that may be more available on a retail level. What impact do you see in changes in respect of investment options being expanded, perhaps greatly, for the Canadian consumer?
Also, more importantly, I suppose, for financial institutions, pension plans and the like, what impact do you see that having, if any, on your work and in terms of the oversight that you must offer to some of these institutions?