Mr. Chair, my point of order is just so you know that the numbers I've been citing have come from the government's own agency, the Financial Consumer Agency of Canada, which has the full range of charges for every type of transaction. The $6.15 is the maximum charge that could be possible for a private operator. It would involve the regular account fee, the Interac fee, the convenience fee—the total transaction fee.
Yes, that's exactly my point.