Excuse me.
On a point of order, Mr. Chairperson, we have a motion before this committee to study the broad issues of bank fees, ATM fees, Interac and electronic banking. In fact, I'll point out to you, Mr. Fruitman, that the motion before the committee is the result of my work, and it was there to deal with a very important consumer issue. So if you'd like to answer the question, a very specific one--