I was just going to say that the statistics Peter gave--25% of payments are credit card, 50% are debit, and 25% are cash--gives you some idea of what online debit power is to an online retailer. So if you had a store that was credit card only, you'd be missing out on 75% of the sales.
When UseMyBank is deployed into the marketplace, we find that when our online merchants access our system, anywhere they are in the world, their sales are 30% to 40% over and above what they're doing with Visa and Mastercard. For example, when someone doing $1 billion a year with credit card sales on the Internet in Canada adds UseMyBank to the system, they would add $300 million to $400 million in sales, because 30% to 40% of the market doesn't even have a credit card.
So this is a very powerful payment option, and everyone in this room who's a Canadian knows just how powerful Interac is in the real world at point of sale.