I'm not going to give any proprietary information, but I will tell you this. The issue of ATM fees, the cost of putting the network in place, is not just specific to that, as Tim indicated. When we open up a new branch--and we've opened 35 this year; we opened 15 last year--there is a cost of opening up that whole branch system. The two to three ATMs that we put in each of our new branches are part of that. It's part of our marketing; it's part of our branding. So we don't look at this as one specific cost setter. It's part of an integrated part of opening up a new branch system. We don't divulge that for competitive reasons, which Tim has already indicated.
On April 19th, 2007. See this statement in context.