Thank you very much.
I've noticed that a number of retail outlets, specifically food retailers like restaurants and so forth, which at one point had ventured into the white label ABM market and would not accept debit payment, have now virtually all gone to debit payment in their restaurants because of market demand's forcing them to do that. People didn't like paying the fees, and they were seen as something that was hurting businesses' ability to market themselves for what their core industry is.
Is this something that you're witnessing on several levels--customer demand for Interac access or debit payment for goods as actually driving out some of the white label ABM craze that kind of took over?