I expect that will be the case, but I urge you to look at them. Generally, as you know, regulations are posted so that interested parties can comment on them and give feedback that will be assisting the department in the final drafting. I'm sure you would be of assistance to the department if those concerns are not properly addressed in regulation.
I want to move to Mr. Woolford, because you said something very interesting. You said the cost and quality of the payment system need to be reviewed. I wonder if you could let the committee know a little bit more specifically what your concerns would be in that regard, just in a nutshell.