Okay. Does anyone else know?
I will pursue, then, the issue of unintended consequences. I suppose, as one of the parties in this esteemed chamber thinks it appropriate, we should abolish all electronic fees. What would be the unintended consequences of abolishing those fees? I'll start possibly with the TD or BMO. What would be the more obvious consequences?
It would seem to me that if fees were abolished, the revenue to pay for the system would have to be made up somewhere, so presumably that would be on the spreads or on the general monthly fee that's charged to customers. Presumably you wouldn't be as enthusiastic about putting new machines around the country and would not be as enthusiastic about competing with each other for seniors and youth. Possibly there would be other consequences.
I'd appreciate any response from either Mr. Hockey or Mr. Hodgson.