To Sonia and CIBC, it's not always true that it's up to the institution in terms of the white label. In most communities when you close branches—and 658 of them have been closed over the last few years—banks leave their ATMs for a little while, and then they get out of the business and let a white label in. That's how consumers don't have choice; it's because of that whole phenomenon by the banks.
I have two questions for you. When did you sell your shares in white label machines--and the same for RBC?