All right. I didn't think so. I was hoping you'd ask the question, Mike, so I could save my time.
Unfortunately, here in Canada our banks are not willing to listen to public pressure, it seems, because when concerns have arisen in other countries there has been an appropriate response from the big banks, and here, clearly, you're not prepared to do that. That's why we have to go the legislative route, because Canadians are expressing concern. They are voting with their feet, because they don't have the kind of access you're talking about and they are being gouged.
So let me get at the question of gouging, and let me go through each of the major banks. What is the actual cost per transaction when one uses an ATM machine, whether it is one's own bank's or another's?
Mr. Hudon, can you give us the cost per transaction?