All right.
I have another question.
I understand that in rural areas there are problems with access, but in a riding like mine, in the east end of Montreal, there are tonnes of banks; we have plenty of banks. Even if I have to go to another bank to take out money, it's only going to cost me $1 or $2. But why are these white labels getting away with $5 and $6 charges? That's the problem. That's what I don't understand. Could somebody explain that?
Mr. Hockey, go ahead.