So it's not specific to a particular household income or personal income, the determination of who uses or who doesn't use the ATMs that are not of the same bank.
One of the other points is this whole aspect around the lack of ability in some areas of our country to be able to use a machine, and therefore it is a white label. Could you explain to me why, in particular circumstances, there are only white label machines and there aren't other bank machines, those of the top five or six banks?