I recognize the point, but could there not be an agreement, while not everybody would necessarily have machines in all institutions, that when you have privately operated public institutions like airports and universities, whatever institution wins the contract will not charge convenience fees to members of other financial institutions, including the credit unions? There is a difference between that and competing stores or competing service stations or corners. There is more of a captive market, and they are, for the most part, the people with the least ability to pay these fees.
Would that type of discussion, that type of negotiation be possible?