Merci beaucoup, monsieur.
C'est terminé, Monsieur St-Cyr.
It would seem, however, Mr. Westlake, that by enunciating the various categories, as you have just done, you have presented yourself with a communications opportunity here.
A number of our witnesses are obviously concerned about banks' overcharging for said services. Without revealing any explicit, specific competitive numbers, there is an opportunity for one of you or all of you to communicate with those who are concerned about the degree of revenue you generate from said charges, and the degree of reinvestment and maintenance investment that you make in said service.
That's just a thought.
We continue with Mr. Del Mastro now.