Thank you, Mr. Chairman.
I want to thank the officials for coming on relatively short notice. It sounds as though we made you work a little overtime yesterday. Now that it's tax season, you'd be working overtime anyway.
I have a couple of general questions.
Some of the earlier questioners have been focusing on the business side. In your presentation, you talk about personal tax avoidance through using tax havens, and companies and businesses using them. What's the balance? in your view, based on what you've been working on, is it mostly on the corporate side, or are there some opportunities that individuals have been taking advantage of?