On the question of court decisions, any time we're unsuccessful we're disappointed throughout the whole organization.
The Supreme Court ruled on two cases in 2005. On Canada Trustco we were unsuccessful, and on a case involving individuals we were successful. Since then, on avoidance cases, I think there have been 12, and we're at about six-six.
It's still a learning process. I wouldn't fault the courts with this. These are very complex transactions, and a lot of them are very specific to their cases. I don't envy their job of trying to work through it. But we're batting about .500.