I agree with you that if people have, for example, a right to a deduction and are not claiming that deduction, that is not fairness in our system. They should have the ability to get the information to help them. I think the CRA, actually, has a lot of helplines. And people can go out and buy income tax packages for $10 or $20 or $30 today, which can actually be quite helpful with these things.
When we're getting into the larger, more complex issues of transferring assets offshore, it becomes very expensive to do that, so you have to have a certain wherewithal and a certain amount of assets to be able to do that.