On the credit crunch, I didn't want to leave the impression from the way you've phrased your question that we are seeing a great deal of difficulty in financing Canadian businesses. We do have weekly statistics on bank loans to the corporate sector, and we've been following those very closely since the credit difficulties began in July. We don't see any evidence that it's going down. There is no evidence that there has been a tightening. The problems are largely with interbank lending, particularly on the short-term side of it. That may, in a minor way, be compounding the problems, but I don't think that's the major part.
