I think what he's talking about, particularly the payments coming from the United States, is quite a bit different. I thought where you were starting is at what we're typically thinking of as the credit crunch as it's falling through Canada and the United States, and asset-backed commercial paper is.... That's largely but not exclusively restricted to interbank loans. It hasn't really affected the corporate sector that much, and as every week comes out, we still have not seen, in through last week—