There are a number of ways where I think we've been helpful. Clearly one way is on the consulting side, where I think we provide excellent quality service at very affordable rates. The average mandate is about $10,000, so these are not the fees that would be charged, obviously, by large private sector consulting firms.
Secondly, we will finance people in organizations that we believe in, even if they're having some difficulties. If we believe, as I said earlier, that the business plan makes sense and if we believe that the management team is capable, we have an internal program called “Manufacturing Plus”, where we'll go the extra mile to support those people as they're restructuring.
Thirdly, we had our postponement campaign on capital. Clearly some of them were happy to have a six-month reprieve on capital repayment. That was very useful to them.
I'm sure there are others, but those are the three that come to mind very quickly.