It is in today's environment, but a couple of years ago, when we were borrowing in international markets via structured notes and with the guarantee of the government, we would end up with very favourable borrowing rates.
So it all depends on the market's volatility, but clearly, it simplifies our life and enables us to have easy borrowing facilities. It's very much a function of the market, and right now, as we know, it's a bit of an unstable market.