No, they're used for both. They can also be used, if you have a specific project that needs.... If you're in a fast-growth mode and you need working capital, we'll go there also.
To respond to your earlier question on manufacturing, obviously a lot has to do with acquiring a building, or with building a plant, or with modernizing your machinery and equipment. The take-up on machinery and equipment has not been as high as we would have expected. It has gone up, thankfully, but obviously we'd like to see more and more. It has gone up, but not as much as some would have said or expected.