There's no predetermined target, because we try to help company by company. I can tell you today, based on a pretty complex simulation model that would take into account the 1981 recession as well as the early 1990s recession, the forecasted loss rate is somewhere around 6% to 7%. Now, I would need, obviously, to check my numbers if you wanted specifics, but it's in that neighbourhood.
On April 2nd, 2008. See this statement in context.