In terms of what is going to happen in terms of risk, we see the market.... I'm not sure how the financial institutions are going to handle what's going on there, and whether some of them will survive. I'm talking more, perhaps, about the American side, but the Canadian banks are definitely exposed to it.
How can that not affect you? You're going to have to pick up a larger portion of that risk that's out there. The banks are going to ask for more return on their money, they're going to lower their risk, and that's going to mean that you're going to have to pick up the slack. I can't see any scenario other than that.