I want to go back to the tax-free savings account. You mentioned that the RRSPs were brought forward by the Diefenbaker government in 1958. Obviously the one big tax shelter that we, as Canadians, have is our homes. That's a tax shelter. But not all Canadians have that.
This seems to me to be a benefit for Canadians broadly, in all positions, including those who may not have a home, to actually shelter some of their after-tax dollars from the tax man. Was that something you considered in the creation of the tax-free savings account?