When we looked at creating a savings vehicle, there was a myriad of plans, and many economists have recommended various plans over time. Many of them have now taken credit for this particular plan. You know, success has many fathers and mothers and cousins and sisters and brothers and so on.
In any event, there it is. We looked at whether there should be some restrictions on what the money could be used for, but we wanted a broad, simple plan that Canadians would want to access and that would be understood clearly. And that's what we have. Money can go in and out of the plan to buy a car, or for a young person who might want a house, a first residence, a condo. It can be used for educational purposes, although we have an RESP. It can be used for whatever someone wants to use it for.
The hope is that it will help create a stronger culture of savings in Canada.