But I'm trying to be non-partisan and ask an honest question.
The point I'm making is that certain experts have suggested that the fact of conditional liquidity facilities rather than unconditional made things worse, because while the conditional facilities allowed the paper to be issued, when the crisis hit, the fact that they were conditional made them not work, because there was an escape hatch. So a number of experts have said that this was the fault of OSFI, which clearly exacerbated the crisis.
So my question to you, Mr. Minister, is whether you accept that position or whether you have any comment in general--not on the crisis in general, but on whether OSFI in particular is blameless or whether OSFI might have some responsibility for the crisis.