One thing is that the areas in which we think they should be like RSPs are very much on the operational side. Individual investors will expect them to be very similar to RSPs. For example, one of the points Ian made in his presentation was that upon the death of a TFSA holder, we'd like to see treatment similar to that given to the RSPs.
As an example, you can designate in your RSP that money would go directly to your spouse and not have to go through any kind of extended process whereby the intermediary would have to track and potentially report income to that individual.
This is an area that crosses borders, and so we will be trying to work with the provinces to clarify it as well. But from an operational perspective in delivering them and from an investor perspective in understanding them, this is why we would like them to be similar to RSPs.
Just to follow on one point Ian made, the other benefit we see from these is that these are ways by which an individual may be saving not just for retirement but could be saving up to either invest in their own small business or make the purchase of their first house. It may be for them more important to have the raising of this money in TFSAs instead of in their RSP, because it may be worse to take out money from their RSP. There would not be the same type of downside from taking it out from a TFSA.