I agree with you, and I said it in my commentary. But that was the same case when it wasn't a separate fund, because the surplus—as the government of the day and the government before it said—was gone, so if we were ever going to go into a deficit the option was to increase premiums. We're in it anyway. So the first step is to shut off the tap and quit building on the $54 billion surplus. That's the first step. You're right. Half of it's done.
The second issue I think all of us brought up was whether $2 billion is enough to put into the surplus. No, it isn't, even though if you look at the chart we have based on the annual reports, the lowest—and I remember this clearly—it went was a $6-billion deficit, and times are changing and we do have a shortage of qualified labour. The EI rate is going down as we continue to stay at those levels.
Having said that, we don't know if $2 billion is enough. We'll have to see, but I think it should continue to be topped up by government. Employees and employers should not have to pay any increases whatsoever until we get this fund in shape.